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the phone and follow up directly with the IRS to   articles from news media / Internet, information you
           find out if there is a legitimate problem, and how it  receive at our LCACE meetings and elsewhere.
           can be resolved.)                                  Cyber-security challenges will be with us forever,
                                                              and the bad guys are smart and creative.  We must
           Speaking of taxes and the IRS, there is a growing   be knowledgeable, disciplined and vigilant if we are
           scam that targets businesses.  (The bad news is    to remain safe!
           that the consequences of this scam affect individ-
           uals!)  In this scam, “spear-phishing” emails are   On a separate note, I have been asked to give my
           sent to employees who work in HR, designed to      recent presentations on Cyber-Security and Digital
           look as though they were sent by high-level exec-  Afterlife at the Waukegan Township Park Place Sen-
           utives in the company.  In these emails, the HR    ior Center in November and December.  For those
           employees are ordered to send copies of current    who were not able to attend one or both of those
           year W-2s for employees to their “boss” by return   LCACE presentations you are welcome to attend the
           email, for a confidential research project.        coming presentations at the Senior Center.  The
                                                              Cyber-Security presentation will be at 1:00pm on
           The special email address provided in the email is   Wednesday, November 29 ; the Digital Afterlife
                                                                                        th
           of course bogus; If the low-level HR recipients are   presentation will be at 1:00 pm on Wednesday, De-
           afraid to challenge the “boss” who supposedly      cember 13 .  The Senior Center is located at 414 S.
                                                                         th
           requested the W-2’s, they may be sent as or-       Lewis Avenue, Waukegan.
           dered.  Armed with names, Social Security num-
           bers and actual pay / withholding information, the   Have a great Thanksgiving!
           bad guys can now file bogus income tax returns
           in your name and have your refund sent to them.

           I haven’t seen a good countermeasure for this,
           since individual employees have no way of know-
           ing that this is going on until they file their legiti-
           mate tax returns and have them rejected by the
           IRS.  However, the IRS is aware of this problem
           and presumably is taking steps to identify and
           investigate questionable returns.

           Moving to the larger problem of massive ongoing
           data breaches…..  As discussed at our October
           meeting, these breaches typically put your logon
           credentials at risk – for emails, for financial ac-
           counts and so on.  Bad guys can use them to do      Our October meeting was conducted by Phil Bock.

           lots of bad things – clean out your bank account,   The door prize was won by Fred Barnett.  He won a 16
           enlist your email account in one of their botnets,   GB, 3.0 USB thumb drive.
           and so on.  This makes it very important for you
           to consider two-factor authentication (2FA)!  As    DeBorah Sirilla won the 50/50 raffle, she and the
           one cyber-security article put it, “2FA makes your   club each receiving $12.00.
           passwords worthless to cyber thieves”.
                                                               Congratulations to all prize winners!
           This can be a minor annoyance when you log-in
           from an unfamiliar computer for the first time, be-  Thanks to Phil Bock for making the coffee, and to Liz
                                                               Barnett who provided munchables for us.
           cause you will be challenged to complete whatev-
           er 2FA process you have established for the ac-     This month's program was  "Cyber-security update" by
           count you are trying to access.  But, the good      our President, Phil Bock.  Phil helped us in our ongoing
           news is that you can complete the process and       quest to stay on top of our cyber security issues.  Thanks,
           logon.  The bad guy cannot.  Just remember to       again, Phil.
           set up a unique password and 2FA process for
           each account.                                       Another great meeting, and I hope to see you at
           If you haven’t already done so, I encourage you     our November 11 meeting.

           to set up a digital folder (or file folder) devoted to   Lester Larkin
           cyber-security, and use it to collect related emails,   Club Historian


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