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            We’ve talked a lot about personal security –
            how to protect ourselves from scammers who
            are trying to victimize us, one person at a time.
            As a result, I think it is fair to say that most of
            us keep our guard up when we encounter
            something that looks like it could be a scam
            attempt.  But in this brave new world of ours,
            we will need to think twice about almost every-       Compiled by Jasmine D’Katz
            thing we read or hear.  I have seen at least          GOOGLE DUO
            one article claiming that up to 60% of all Amer-      This is a high quality video calling for your
            icans now believe at least one conspiracy the-        smartphone and tablet.
            ory, up significantly from past surveys.  This is         ·  Face-to-face video calling
            contributing to a loss of confidence in our insti-        ·  Works between iPhone and Android
                                                                      ·  Video voice mails
            tutions and an increased divisiveness among
            our citizenry.  Going forward, we need to ask         MINT
            ourselves who is behind the information we            Effortless stay on top of your bills and get alert
            are viewing, what is their agenda, how does           of upcoming bills. Say goodbye to late fees.
            this information fit with that from other sources,        ·  Money management & Budgeting
            and so on.                                                ·  Bill & due date alert scheduler
                                                                      ·  Free credit score & Personalized money
            As I’ve mentioned before, scammers are get-                  tips
            ting smarter and smarter about what works               KEY RING REWARDS
            and what doesn’t.  The same thing is true for         Keep all your locality and membership cards in
            State Actors, individuals and organizations that      one place.
            are seeking to influence larger audiences.                ·  Minimize Card Clutter
            Constant vigilance will be necessary!                     ·  Scan Rewards & Membership Cards
                                                                      ·  Browse for sales and coupons on the
                                                                         web

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                                                                      ·  Apple & Android



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